Ripple CEO Brad Garlinghouse has expressed strong confidence in XRP’s growing role in the US financial ecosystem. In a recent Bloomberg interview, he predicted that XRP ETFs could gain SEC approval by late 2025, while also hinting at its potential inclusion in the US Digital Asset Stockpile. With institutional interest rising and regulatory sentiment shifting, XRP’s trajectory looks increasingly promising.

XRP and the US Digital Asset Stockpile

In March 2025, former President Donald Trump signed an executive order establishing a Digital Asset Stockpile and Strategic Bitcoin Reserve. While XRP was not explicitly mentioned, a Truth Social post by Trump fueled speculation about its inclusion.

Garlinghouse believes the US government could acquire XRP through seized assets, making it an easier addition to the stockpile. His optimism is also reinforced by Trump’s recent White House Crypto Summit attendance, where XRP received positive attention.

XRP ETFs Could Arrive by Late 2025

Garlinghouse is bullish on XRP ETFs, predicting that they will gain SEC approval in H2 2025. Major financial firms such as Bitwise and Franklin Templeton have already submitted XRP ETF applications, reflecting growing institutional demand.

With the success of Bitcoin and Ethereum ETFs, XRP’s approval seems increasingly plausible. If granted, it could significantly boost XRP’s adoption, offering institutional investors regulated exposure to the asset.

Institutional Interest and Regulatory Shift

Institutional investors are showing increasing interest in XRP, encouraged by evolving regulatory policies that favor its integration. With the SEC’s stance on crypto evolving, XRP’s legal battles are largely behind it, allowing for more market stability and confidence.

While hurdles remain, the positive momentum around XRP, both politically and institutionally, suggests that it could play a major role in the future of digital finance in the US.

What’s Next for XRP?

As 2025 unfolds, all eyes will be on regulatory developments and institutional adoption. If XRP joins the US Digital Asset Stockpile and gains SEC approval for ETFs, it could mark a historic shift in how the US government interacts with crypto assets.

For now, investors remain cautiously optimistic, waiting to see if XRP’s momentum translates into lasting mainstream adoption.